Toledo Chapter 7 Bankruptcy Attorney

Toledo Lawyer, Daniel G. Camick provides professional Chapter 7 Bankruptcy Attorney legal services in Toledo, Sylvania, Maumee, Oregon, Perrysburg, Lucas County, Wood County, and surrounding Northwest Ohio Areas.

Call 419.843.4499 about your Chapter 7 Bankruptcy legal needs.

Lawyer in Toledo and Northwest Ohio

The purpose of a Chapter 7 Bankruptcy is to wipe out your debts, allowing you to get a "Fresh Financial Start".

In a Chapter 7 Bankruptcy, a trustee will be appointed by the court to liquidate (sell) all assets that do not fall under the bankruptcy exemption guidelines. The net proceeds collected in the liquidation of the non-exempt assets are then distributed to your creditors.

Debts that cannot be included for discharge in a Chapter 7 Bankruptcy may include, but not limited to:

  • Alimony spousal support;

  • Child support;

  • Fraudulent debts;

  • Certain taxes;

  • Student loans;

  • And certain items which have been charged.

Typically, an individual who files for a Chapter 7 Bankruptcy has a large credit card debt that may include multiple credit cards, various unsecured bills with may be associated with various assets that the payment status may or may not be delinquent.

In many Chapter 7 Bankruptcy situations, you may be able to keep specific secured debts such as your car, furniture, or home, if you reaffirm your commitment to continue paying these debts. To keep these items in a successful Chapter 7 Bankruptcy, you must voluntary sign a "reaffirmation agreement", which stipulates that you cannot file bankruptcy to discharge the debt of these items for 6 years.

The purpose of the "Reaffirmation Agreement" is to protect "reaffirmed" debtors, as well as ensuring an individual does not try to abuse the bankruptcy process.

The longer that a person waits to obtain legal representation may directly affect their ability to achieve a successful outcome. Therefore, if you are considering filing for a chapter 7 bankruptcy, it is important to seek the legal advice and representation of an experienced chapter 7 bankruptcy attorney or lawyer as soon as possible.

If you are considering filing for Chapter 7 Bankruptcy, make sure your legal rights are protected.

Call 419.843.4499 to Schedule a Confidential Legal Consultation with Toledo and Northwest Ohio Chapter 7 Bankruptcy Lawyer, Daniel G. Camick.

The Law Office of
Daniel G. Camick

5749 Park Center Court,
Toledo, OH 43615

Phone: 419.843.4499 




The Law Office of Daniel G. Camick

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Toledo Chapter 7 Bankruptcy Lawyer, providing experienced Chapter 7 Bankruptcy Attorney legal representation in Lucas County Ohio, including: Toledo, Sylvania, Maumee, Oregon, Waterville, Harbor View, Holland, Monclova, Neapolis, Ottawa Hills, Whitehouse, and throughout the Northwest Ohio Area.

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